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Verde Valley Housing Needs Assessment
Downpayment Assistance Programs
Cottonwood Homeownership Program (CHP)
The intent of CHP is to provide financial assistance and homebuyer counseling to low-to-moderate income households that are employed within the City of Cottonwood and working towards the purchase of a home within the Verde Valley area, as defined by approved zip code. CHP aims to increase the homeownership rate, especially among workforce households, and to revitalize and stabilize communities. CHP aims to serve households that do not have sufficient cash to purchase a home but are otherwise mortgage eligible based on credit & employment. CHP will help first-time homebuyers with down payment and/or closing cost assistance. Click here to see flyer.
Cottonwood Employer Assisted Housing Program (C-EAH)
City of Cottonwood will provide down payment assistance to eligible households to be used for down payment and/or closing costs on the purchase of a home. Down payment assistance funds are provided as a 3 to 1 match of homebuyer contribution; buyers can receive up to $15,000 in assistance. Assistance is provided in the form of a loan– secured with a promissory note and recorded deed of trust. Click here to see flyer.
The sale and purchase of a home is one of the most significant events that an individual will experience in their lifetime. It is more than the simple purchase of housing, for it directly impacts the hopes, dreams, aspirations, and economic destiny of those involved.It is for this reason that the Fair Housing Act and other federal and state laws were enacted to guarantee a right to a national housing market free from discrimination based on race, color, religion, sex, disability, familial status, and national origin.
The Arizona Department of Housing (ADOH) takes an active role in the education and training of housing providers and housing consumers to ensure awareness of fair housing laws. Housing providers and housing consumers who would like to attend a free training on the Fair Housing Act and learn their responsibilities and rights under the law may contact ADOH at (602) 771-1000 and ask to speak with the Fair Housing Specialist.
For more information on Fair Housing please click here (English)
Para más información sobre la Justicia en Viviendas por favor haga clic aquí (Español)